New York-based American Express Company (AXP) operates as an integrated payments company in the United States and internationally. With a market cap of $222.2 billion, the company operates through four segments: U.S. Consumer Services, Commercial Services, International Card Services, and Global Merchant and Network Services. AXP is expected to announce its fiscal Q2 earnings results on Friday, July 18. 

Ahead of this event, analysts expect the payments giant to report a profit of $3.85 per share, up 10.3% from $3.49 per share in the year-ago quarter. The company has surpassed Wall Street's bottom-line estimates in each of the past four quarters, which is impressive. 

For fiscal 2025, analysts expect AXP to report an EPS of $15.21, up 13.9% year over year from $13.35 in fiscal 2024. Moreover, in FY2026, the company’s EPS is expected to increase 13.8% annually to $17.31. 

AXP stock has grown 38.9% over the past 52 weeks, outperforming the Financial Select Sector SPDR Fund’s (XLF) 26.8% rise and the S&P 500 Index’s ($SPX) 12.6% uptick during the same time frame.

AXP stock declined marginally following the release of its Q1 earnings on Apr. 17. The company’s revenue came in at $16.97 billion, missing Wall Street forecasts of $17 billion. Moreover, its adjusted EPS was $3.64, surpassing the consensus estimates by 5.5%. Looking ahead, AXP expects full-year EPS in the range of $15 to $15.50.

Wall Street analysts are moderately optimistic about AXP’s stock, with a "Moderate Buy" rating overall. Among 29 analysts covering the stock, nine recommend "Strong Buy," two suggest "Moderate Buy," 17 recommend a “Hold,” and one indicates “Strong Sell.” 

The mean price target of $298.96 currently sits below AXP’s current price levels.